INTERNET PRIVACY POLICY
COMPASS COMMUNITY BANK

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS:  Compass Community Bank understands protecting customer privacy is vital to our business, and vital to you for your protection.  By explaining our Privacy Policy to you, we trust that you will better understand how we keep our customer information private and secure while using it to serve you better.  The provisions of this notice will apply to former customers as well as current customers unless we state otherwise.

PROTECTING THE CONFIDENTIALITY OF CUSTOMER INFORMATION:  We maintain physical, electronic, and procedural safeguards to comply with Federal standards to store and secure information about you from unauthorized access.  For example, authorized access to customer information is only by individuals who need access to do their work.  In some cases we may enter into agreements with other companies to provide services or make products available to you.  Under these agreements, the companies may receive information about you but they must safeguard this information, and they may not use it for any other purposes.

WHO IS COVERED:  We, our, and us mean Compass Community Bank.  This is our privacy notice for our customers.  When we use the words "you" and "yours" we mean the following types of customers:  All of our consumer customers who have a continuing relationship with us, such as:  Deposit accounts, Loan accounts, Self-Directed Individual Retirement Account where we act as custodian or trustee, Safe Deposit Boxes.

HOW WE GATHER INFORMATION:  As part of providing you with financial services, we may obtain information from the following sources:  Applications, forms, and other information you provide us with.  Information may include your name, address, employment information, income, and credit references.  We may also obtain information from other accounts with us, consumer reporting agencies, public sources such as real estate records, employment records, telephone numbers, etc.

PRIVACY POLICY PROTECTING YOUR ONLINE BANKING:  Protecting your information on-line is very important to us.  We use secure technology to protect that information, and keep it secure while using our Internet site.  You can browse our site anonymously by viewing our home page and information available to you on the website.  If you would like to register for online banking to retrieve your account information, you will be asked to provide us with sensitive information to verify your identity in setting up your online banking account.  Your information is secure and protected.
The website may contain a hyperlink to another site.  If you click on the hyperlink and leave our site, we recommend you review the privacy policy posted on their website. 

INFORMATION WE SHARE:  We may disclose information we have about you as permitted by law, such as:  To regulatory authorities and law enforcement officials;  To protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability;  To report account activity to credit bureaus;  To consumer reporting agencies;  To respond to a subpoena or court order, judicial process or regulatory authorities;  In connection with a proposed or actual sale, merger, or transfer of all or a portion of a business or an operating unit, etc.
In addition, we may provide information about you to our service providers to help us process  your applications or service your accounts.  Our service providers may include title and escrow companies, appraisal companies, etc.
We do not provide information about you for the purpose of independent telemarketing or direct mail marketing.

SECURITY:  Compass Community Bank is committed to safeguard your information.  We restrict access to your nonpublic personal information, and train our employees to follow prudent measures to restrict access to your information as well.  Only employees with a need-to-know and need-to-use basis will have access to your information.  We comply with Federal and State standards to protect and safeguard your information maintained by the Bank.  

NOTIFY US OF INACCURATE INFORMATION WE REPORT TO CONSUMER REPORTING AGENCIES.  Please notify us if we report any inaccurate information about your account(s) to a consumer report agency.  Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address:  Compass Community Bank, 1150 N Roosevelt Suite 101, Seaside, OR  97138.